2006年(nian)(nian)3月(yue)，經中(zhong)(zhong)(zhong)(zhong)編辦(ban)批準，中(zhong)(zhong)(zhong)(zhong)國(guo)人民(min)銀行(xing)設(she)(she)立中(zhong)(zhong)(zhong)(zhong)國(guo)人民(min)銀行(xing)征(zheng)(zheng)(zheng)(zheng)信(xin)(xin)(xin)中(zhong)(zhong)(zhong)(zhong)心(xin)(xin)，作為(wei)直屬事業(ye)單(dan)(dan)位(wei)專門負責企業(ye)和(he)(he)個人征(zheng)(zheng)(zheng)(zheng)信(xin)(xin)(xin)系(xi)統(tong)(tong)（即金融(rong)信(xin)(xin)(xin)用(yong)(yong)信(xin)(xin)(xin)息(xi)基(ji)礎數據庫(ku)，又(you)稱(cheng)企業(ye)和(he)(he)個人信(xin)(xin)(xin)用(yong)(yong)信(xin)(xin)(xin)息(xi)基(ji)礎數據庫(ku)）的(de)建設(she)(she)、運行(xing)和(he)(he)維護。同時為(wei)落實《物權法》關于應(ying)收賬(zhang)(zhang)款質(zhi)押(ya)登(deng)記職責規定，征(zheng)(zheng)(zheng)(zheng)信(xin)(xin)(xin)中(zhong)(zhong)(zhong)(zhong)心(xin)(xin)于2007年(nian)(nian)10月(yue)1日建成(cheng)應(ying)收賬(zhang)(zhang)款質(zhi)押(ya)登(deng)記系(xi)統(tong)(tong)并對(dui)外(wai)提供服務。2008年(nian)(nian)5月(yue)，征(zheng)(zheng)(zheng)(zheng)信(xin)(xin)(xin)中(zhong)(zhong)(zhong)(zhong)心(xin)(xin)正式(shi)在(zai)上海舉行(xing)了掛牌儀式(shi)，注(zhu)冊地為(wei)上海市(shi)浦東新區(qu)。2013年(nian)(nian)3月(yue)15日施行(xing)的(de)《征(zheng)(zheng)(zheng)(zheng)信(xin)(xin)(xin)業(ye)管理條例》（簡稱(cheng)《條例》），明確了征(zheng)(zheng)(zheng)(zheng)信(xin)(xin)(xin)系(xi)統(tong)(tong)是由(you)國(guo)家設(she)(she)立的(de)金融(rong)信(xin)(xin)(xin)用(yong)(yong)信(xin)(xin)(xin)息(xi)基(ji)礎數據庫(ku)定位(wei)。目前，征(zheng)(zheng)(zheng)(zheng)信(xin)(xin)(xin)中(zhong)(zhong)(zhong)(zhong)心(xin)(xin)在(zai)全國(guo)31個省(sheng)和(he)(he)5個計(ji)劃單(dan)(dan)列市(shi)設(she)(she)有(you)征(zheng)(zheng)(zheng)(zheng)信(xin)(xin)(xin)分中(zhong)(zhong)(zhong)(zhong)心(xin)(xin)。